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French Bulldog Pet Insurance Guide

Why You Should Get Pet Insurance for your French Bulldog

We recommend insuring your pet as early as possible; preferably when they’re less than a year old. You want to get insurance before any hereditary conditions manifest their symptoms and you’ll miss out on coverage.

Is Pet Insurance Worth It?

Yes. Pet Insurance is worth getting for a number of reasons.

  • Can save you money– you can definitely save money in the long run, especially if your Frenchie develops a health condition while they’re covered
  • Peace of mind– unexpected vet bills can get really expensive
  • Keep your Frenchie healthy– with health coverage, there’s no reason not to stay on-top of your Frenchie’s health

French Bulldog Pet Insurance Cost

The average cost for pet insurance ranges anywhere from as low as $10/mo to higher than $100. When it comes to French Bulldogs, investing in pet insurance is definitely a smart decision.

The cost of coverage usually is based on your Frenchie’s age, current health, and level of coverage you want.

There may be exclusions for pre-existing conditions or health conditions that are not covered due to it being a common problem of the breed.

8 Options for French Bulldog Pet Insurance

There are many different pet insurance companies that offer a variety of policies.

All of these pet insurance companies offer a free quote so you can compare the different policies to find what best suits your needs.

  1. Petplan
  2. Embrace Pet Insurance
  3. AKC Pet Healthcare
  4. ASPCA Pet Health Insurance
  5. Figo
  6. Healthy Paws
  7. Pets Best
  8. Trupanion

What does pet insurance cover?

Well, that depends on the type of policy that you choose. Here’s a list of the different types of policies to help you make your decision on what best fits your needs.

Depending on your level of coverage, you may be covered for the following:

  • Accidents
  • Alternative Treatment
  • Blood Tests
  • Cancer
  • Chronic Conditions
  • Congenital Conditions
  • Diagnostic Treatment
  • Emergency Care
  • Hereditary Conditions
  • Hospitalization
  • Illnesses
  • Prescription Medications
  • Specialty Care
  • Surgery
  • Ultrasounds
  • X-Rays

Pet Insurance Coverage Chart

CoveredNot Covered
AccidentsAnnual check-ups
Alternative TreatmentExamination fees
Blood TestsPre-existing conditions
CancerPreventative cares
Chronic ConditionsSpay/neuter procedures
Congenital ConditionsTeeth cleaning
Diagnostic TreatmentVaccinations
Emergency Care 
Hereditary Conditions 
Prescription Medications 
Specialty Care 

Frequently Asked Questions

What does pet insurance not cover?

This may differ depending on what insurance company you go through, but most insurances don’t cover the following:

  • Annual check-ups
  • Examination fees
  • Pre-existing conditions
  • Preventative cares
  • Spay/neuter procedures
  • Teeth cleaning
  • Vaccinations

Where can I use my Pet Insurance?

Almost anywhere..

Do Vets like Pet Insurance?

Yes– pet insurance is a win-win for both you and your vet.

Types of French Bulldog Pet Insurance Policies

  1. Accident-only Policies
  2. Time-limited Policies
  3. Maximum benefit Policies
  4. Lifetime Policies

1. Accident-only Policies

This is generally the cheapest policy available. An accident-only policy would cover emergency illnesses from an accident such as poisoning or other freak-accident injuries.

2. Time-limited Policies

Time-limited policies are one of the other cheaper options. As its name implies, there is a maximum amount per condition that is limited by a specified duration of time.

The limit would be placed on the condition; after the limit has been reached, no further payouts will be made.

3. Maximum benefit Policies

If you’d like greater coverage and peace-of-mind without breaking the bank, a maximum benefit policy is a great option.

A maximum benefit policy will cover up to a maximum amount with no time limit on how long you can make a claim for.

Once you reach your maximum payout amount, you will not be able to make any more claims.

While this may be a great option depending on your needs, it may not provide complete coverage for ongoing illnesses that require medication over your French Bulldog’s lifetime.

4. Lifetime Policies

This is the most expensive policy that offers the most exhaustive coverage. Your Frenchie will be covered throughout its lifetime for any illness, injury, or other vet expenses.

You will be given a set amount of coverage to pay for vet fees which will renew annually. If you reach your maximum payout before the year ends, you’ll be on the hook for vet expenses until your coverage renews.

While this is the most expensive policy, it’s sure to offer the most peace-of-mind. Some of the health issues that I’ve listed here such as hip dysplasia and intervertebral disc disease require surgeries that cost thousands of dollars.

While we hope that our Frenchies never suffer from any of these health issues, you can never say anything for sure. Pet insurance is a great way to save yourself from possibly paying thousands of dollars in the event of an emergency or other illness.